Our Tips

You want to make sure you have all the bases covered when filing the claim, so please take a look at some of our water damage insurance claim tips.

1. The damage to your property and contents should be thoroughly documented at each stage with photos of the loss: before the process of water mitigation, during the process and after our work is completed. You could hire professionals who are trained to prepare sketches and create drying logs for your insurance company, or just ask the restoration company what information you will need to provide. This will help your claim to be processed quickly and accurately.
2. If your professional service company deals directly with insurance companies, they may be able to send estimates and bills themselves. That would be one less thing for you to worry about.
3. Please review your insurance policy to ensure that you understand what it covers and what it doesn't cover in terms of water related damages. There is a chance that not all water damage will be covered by your policy.
4. Sometimes insurance carriers are unwilling to cover all the water mitigation and extraction work required to prevent or remove mold growth in a home affected by water damage which not only causes financial damage but also poses a genuine health risk. These are very serious consequences that should be dealt with immediately. If your insurance company is hesitating to pay you for a water damage, you can hire a public adjuster to advocate for you and for the reasonable expenses of the restoration.
5. Hiring a public adjuster is a good idea anyway. The adjuster who works for the insurance company represents their interests, not yours. They usually try to minimize the settlement amount to save the insurance carrier some money. This can result in a smaller payout on your claim.

Our experienced restoration contractors are happy to give you some more insurance claim tips. Call 866-869-4167 to schedule an estimate appointment.

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